{"id":1656,"date":"2023-12-12T16:03:57","date_gmt":"2023-12-12T16:03:57","guid":{"rendered":"https:\/\/giropunt.cat\/?p=1656"},"modified":"2024-03-25T11:49:54","modified_gmt":"2024-03-25T11:49:54","slug":"polisses-covid-ja-han-passat-tres-anys","status":"publish","type":"post","link":"https:\/\/giropunt.cat\/es\/polisses-covid-ja-han-passat-tres-anys\/","title":{"rendered":"P\u00f3lizas c\u00f3vido: ya han pasado tres a\u00f1os"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1656\" class=\"elementor elementor-1656\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-404523b9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"404523b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63f8df77 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"63f8df77\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/giropunt.cat\/es\/noticies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-left\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M272 157.1v197.8c0 10.7-13 16.1-20.5 8.5l-98.3-98.9c-4.7-4.7-4.7-12.2 0-16.9l98.3-98.9c7.5-7.7 20.5-2.3 20.5 8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Volver atr\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1541abb8 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1541abb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">P\u00f3lizas c\u00f3vido: ya han pasado tres a\u00f1os<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62e372f6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"62e372f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Si durante la pandemia su empresa contrat\u00f3 una p\u00f3liza de cr\u00e9dito de tres a\u00f1os con garant\u00eda ICO, se acerca su vencimiento. Vea c\u00f3mo actuar<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-486cc6b9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"486cc6b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-625f0717 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-child\" data-id=\"625f0717\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d39e04f elementor-share-buttons--view-text elementor-share-buttons--skin-flat elementor-share-buttons--shape-rounded elementor-share-buttons--align-center elementor-grid-0 elementor-share-buttons--color-official elementor-invisible elementor-widget elementor-widget-share-buttons\" data-id=\"d39e04f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_facebook\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on facebook\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tFacebook\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_twitter\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on twitter\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tTwitter\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_linkedin\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on linkedin\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tLinkedIn\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_whatsapp\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on whatsapp\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tWhatsApp\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_facebook\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on facebook\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tFacebook\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c73bd3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"51c73bd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19cb21e4 elementor-align-center elementor-widget__width-inherit elementor-widget elementor-widget-post-info\" data-id=\"19cb21e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-44d95da elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/giropunt.cat\/es\/2023\/12\/12\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>diciembre 12, 2023<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-aa136ec elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-clock\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm0 448c-110.5 0-200-89.5-200-200S145.5 56 256 56s200 89.5 200 200-89.5 200-200 200zm61.8-104.4l-84.9-61.7c-3.1-2.3-4.9-5.9-4.9-9.7V116c0-6.6 5.4-12 12-12h32c6.6 0 12 5.4 12 12v141.7l66.8 48.6c5.4 3.9 6.5 11.4 2.6 16.8L334.6 349c-3.9 5.3-11.4 6.5-16.8 2.6z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-time\">\n\t\t\t\t\t\t\t\t\t\t<time>4:03 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-306fba31 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"306fba31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13a59690 elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"13a59690\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"717\" src=\"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295.jpg\" class=\"attachment-full size-full wp-image-1665\" alt=\"\" srcset=\"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295.jpg 1000w, https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-300x215.jpg 300w, https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-768x551.jpg 768w, https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-18x12.jpg 18w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-542239e elementor-widget elementor-widget-text-editor\" data-id=\"542239e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u00ednea especial<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af49040 elementor-widget elementor-widget-text-editor\" data-id=\"af49040\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En las operaciones del Instituto de Cr\u00e9dito Oficial (ICO), el cr\u00e9dito es facilitado por las entidades financieras, mientras que este organismo suele aportar bonificaciones al tipo de inter\u00e9s. En el caso de las p\u00f3lizas COVID, el ICO garantizaba el 80% del importe solicitado, lo que permiti\u00f3 unas condiciones muy favorables:<\/p><ul><li>El plazo de las p\u00f3lizas era de tres a\u00f1os (posteriormente se ampli\u00f3 a cinco), sin necesidad de renovaci\u00f3n anual, con tipos que oscilaban entre el 1,5 y el 2,5%, comisiones de apertura entre el 0, 50 y el 1% y \u2013muy importante\u2013 comisiones por no disposici\u00f3n entre el 0,05 y el 0,10% mensual.<\/li><li>Con estas condiciones y con la incertidumbre del momento, muchas empresas decidieron solicitar importes superiores a sus necesidades, ya que el coste financiero de estos excesos era razonable (la no utilizaci\u00f3n s\u00f3lo supon\u00eda un coste de entre el 0, 60 y el 1,2%). anual).<\/li><\/ul><p>Pues bien, ahora que algunas de estas operaciones llegan al vencimiento y los tipos de inter\u00e9s son mucho m\u00e1s altos que en 2020, debe estudiar detenidamente las necesidades reales si pretende renovar la p\u00f3liza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33c60b1 elementor-widget elementor-widget-text-editor\" data-id=\"33c60b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Condiciones de la renovaci\u00f3n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ad9cb0 elementor-widget elementor-widget-text-editor\" data-id=\"2ad9cb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Actualmente, el abanico de tipos de inter\u00e9s para las p\u00f3lizas de cr\u00e9dito oscila entre el 5 y el 7% en la mayor\u00eda de casos, con comisiones por no disposici\u00f3n del 3% anual. Por tanto, hay que analizar si es posible reducir estos nuevos costes financieros, que pueden llegar a multiplicar por cuatro los costes de una p\u00f3liza ICO. En concreto, considere las siguientes cuestiones de su p\u00f3liza:<\/p><ul><li><em>L\u00edmite.<\/em>\u00a0Analice el saldo m\u00e1ximo dispuesto durante el a\u00f1o pasado, y ajusta el l\u00edmite a sus necesidades reales.<\/li><li><em>Momento de utilizaci\u00f3n.<\/em>\u00a0Si utiliz\u00f3 la p\u00f3liza puntualmente porque s\u00f3lo tiene desfases de tesorer\u00eda en determinados momentos del a\u00f1o, vea si puede utilizar otras modalidades de cr\u00e9dito que s\u00f3lo tengan un coste puntual por no pagar comisiones por saldos no dispuestos.<\/li><\/ul><p>Por otra parte, revise las condiciones de cobro y pago con clientes y proveedores para comprobar si puede negociar una reducci\u00f3n de los plazos de cobro y un aumento de los plazos de pago. Equilibrando los cobros y pagos, ahorrar\u00e1 en intereses por disposici\u00f3n de p\u00f3liza.<\/p><p>Finalmente, si utiliz\u00f3 la p\u00f3liza para cubrir cargos m\u00e1s all\u00e1 de la operativa de cobros y pagos habituales (por ejemplo, para pagar las cuotas de un pr\u00e9stamo para el que no ten\u00eda fondos, o para cubrir un impagado imprevisto de dif\u00edcil recuperaci\u00f3n ), ser\u00e1 mejor separar estos conceptos y negociar una financiaci\u00f3n aparte y dejar la p\u00f3liza para desfases reales de cobros y pagos derivados de compras y ventas habituales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-339a4c2d elementor-widget elementor-widget-text-editor\" data-id=\"339a4c2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Nuestros asesores estudiar\u00e1n su situaci\u00f3n y le informar\u00e1n de los ajustes a realizar. Para facilitar la renovaci\u00f3n, realizaremos un estudio detallado para presentar al banco, que justifique el l\u00edmite requerido con previsiones de tesorer\u00eda razonables.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63f52645 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"63f52645\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4095b8d0 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4095b8d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contenido relacionado<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34dab9d elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"34dab9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70c1ad83 elementor-grid-eael-col-3 elementor-grid-tablet-eael-col-2 elementor-grid-mobile-eael-col-1 elementor-widget elementor-widget-eael-post-grid\" data-id=\"70c1ad83\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_post_grid_columns&quot;:&quot;eael-col-3&quot;,&quot;eael_post_grid_columns_tablet&quot;:&quot;eael-col-2&quot;,&quot;eael_post_grid_columns_mobile&quot;:&quot;eael-col-1&quot;}\" data-widget_type=\"eael-post-grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"eael-post-grid-70c1ad83\" class=\"eael-post-grid-container\">\n            <div class=\"eael-post-grid eael-post-appender eael-post-appender-70c1ad83 eael-post-grid-style-one\" data-layout-mode=\"grid\"><article class=\"eael-grid-post  eael-post-grid-column eael-pg-post-4644 category-noticies tags-mercantil\" data-id=\"4644\">\n        <div class=\"eael-grid-post-holder\">\n            <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><h2 class=\"eael-entry-title\"><a class=\"eael-grid-post-link\" href=\"https:\/\/giropunt.cat\/es\/proteccio-de-dades-en-contractes-entre-empreses\/\" title=\"Protecci\u00f3n de datos de car\u00e1cter personal, en los contratos entre empresas\">Protecci\u00f3n de datos de car\u00e1cter personal, en los contratos entre empresas<\/a><\/h2><\/header><div class=\"eael-entry-content\">\n                        <div class=\"eael-grid-post-excerpt\"><p>S\u00f3lo debe incluir esta cl\u00e1usula en los contratos entre empresas...<\/p><\/div>\n                    <\/div><div class=\"eael-entry-footer\"><div class=\"eael-entry-meta\"><span class=\"eael-posted-on\"><time datetime=\"2 de abril de 2024\">El 2 de abril de 2024<\/time><\/span><\/div><\/div><\/div><\/div>\n        <\/div>\n    <\/article><article class=\"eael-grid-post  eael-post-grid-column eael-pg-post-4582 category-noticies tags-mercantil\" data-id=\"4582\">\n        <div class=\"eael-grid-post-holder\">\n            <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><h2 class=\"eael-entry-title\"><a class=\"eael-grid-post-link\" href=\"https:\/\/giropunt.cat\/es\/com-comencar-a-licitar\/\" title=\"C\u00f3mo empezar a pedir\">C\u00f3mo empezar a pedir<\/a><\/h2><\/header><div class=\"eael-entry-content\">\n                        <div class=\"eael-grid-post-excerpt\"><p>El \u00e9xito en una licitaci\u00f3n p\u00fablica requiere cumplir unos requisitos...<\/p><\/div>\n                    <\/div><div class=\"eael-entry-footer\"><div class=\"eael-entry-meta\"><span class=\"eael-posted-on\"><time datetime=\"26 de marzo de 2024\">26 de marzo de 2024<\/time><\/span><\/div><\/div><\/div><\/div>\n        <\/div>\n    <\/article><article class=\"eael-grid-post  eael-post-grid-column eael-pg-post-2259 category-noticies tags-mercantil\" data-id=\"2259\">\n        <div class=\"eael-grid-post-holder\">\n            <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><h2 class=\"eael-entry-title\"><a class=\"eael-grid-post-link\" href=\"https:\/\/giropunt.cat\/es\/dimissio-de-ladministrador\/\" title=\"Dimisi\u00f3n del administrador\">Dimisi\u00f3n del administrador<\/a><\/h2><\/header><div class=\"eael-entry-content\">\n                        <div class=\"eael-grid-post-excerpt\"><p>El administrador de una SL que quiera dejar el cargo debe...<\/p><\/div>\n                    <\/div><div class=\"eael-entry-footer\"><div class=\"eael-entry-meta\"><span class=\"eael-posted-on\"><time datetime=\"19 de marzo de 2024\">19 de marzo de 2024<\/time><\/span><\/div><\/div><\/div><\/div>\n        <\/div>\n    <\/article><\/div>\n            <div class=\"clearfix\"><\/div>\n        <\/div>            <div class=\"eael-load-more-button-wrap eael-force-hide\">\n                <button class=\"eael-load-more-button\" id=\"eael-load-more-btn-70c1ad83\" data-widget-id=\"70c1ad83\" data-widget=\"70c1ad83\" data-page-id=\"1656\" data-template=\"{&quot;dir&quot;:&quot;lite&quot;,&quot;file_name&quot;:&quot;one.php&quot;,&quot;name&quot;:&quot;Post-Grid&quot;}\" data-class=\"Essential_Addons_Elementor\\Elements\\Post_Grid\" data-layout=\"grid\" data-page=\"1\" data-args=\"orderby=date&amp;order=desc&amp;ignore_sticky_posts=1&amp;post_status=publish&amp;posts_per_page=3&amp;offset=0&amp;post_type=post&amp;tax_query%5B0%5D%5Btaxonomy%5D=category&amp;tax_query%5B0%5D%5Bfield%5D=term_id&amp;tax_query%5B0%5D%5Bterms%5D%5B0%5D=15&amp;tax_query%5B1%5D%5Btaxonomy%5D=post_tag&amp;tax_query%5B1%5D%5Bfield%5D=term_id&amp;tax_query%5B1%5D%5Bterms%5D%5B0%5D=12&amp;tax_query%5Brelation%5D=AND\" data-max-page=\"10\">\n                    <span class=\"eael-btn-loader button__loader\"><\/span>\n                    <span class=\"eael_load_more_text\">Cargar m\u00e1s<\/span>\n                <\/button>\n            <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Si durant la pand\u00e8mia la vostra empresa va contractar una p\u00f2lissa de cr\u00e8dit de tres anys amb garantia ICO, se n&#8217;acosta el venciment. Vegueu com actuar<\/p>","protected":false},"author":1,"featured_media":3643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_canvas","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[15],"tags":[12],"class_list":["post-1656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticies","tag-mercantil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>P\u00f2lisses covid: ja han passat tres anys - Giropunt Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/giropunt.cat\/es\/polisses-covid-ja-han-passat-tres-anys\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u00f2lisses covid: ja han passat tres anys - Giropunt Assessors\" \/>\n<meta property=\"og:description\" content=\"Si durant la pand\u00e8mia la vostra empresa va contractar una p\u00f2lissa de cr\u00e8dit de tres anys amb garantia ICO, se n&#039;acosta el venciment. Vegueu com actuar\" \/>\n<meta property=\"og:url\" content=\"https:\/\/giropunt.cat\/es\/polisses-covid-ja-han-passat-tres-anys\/\" \/>\n<meta property=\"og:site_name\" content=\"Giropunt Assessors\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-12T16:03:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-25T11:49:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Giropu_Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Giropu_Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/\"},\"author\":{\"name\":\"Giropu_Admin\",\"@id\":\"https:\/\/giropunt.cat\/#\/schema\/person\/a4ddc998c10c48cbf1c83b4b649defa7\"},\"headline\":\"P\u00f2lisses covid: ja han passat tres anys\",\"datePublished\":\"2023-12-12T16:03:57+00:00\",\"dateModified\":\"2024-03-25T11:49:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/\"},\"wordCount\":612,\"publisher\":{\"@id\":\"https:\/\/giropunt.cat\/#organization\"},\"image\":{\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg\",\"keywords\":[\"Mercantil\"],\"articleSection\":[\"Noticies\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/\",\"url\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/\",\"name\":\"P\u00f2lisses covid: ja han passat tres anys - Giropunt Assessors\",\"isPartOf\":{\"@id\":\"https:\/\/giropunt.cat\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg\",\"datePublished\":\"2023-12-12T16:03:57+00:00\",\"dateModified\":\"2024-03-25T11:49:54+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage\",\"url\":\"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg\",\"contentUrl\":\"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg\",\"width\":1000,\"height\":667},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\/\/giropunt.cat\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"P\u00f2lisses covid: ja han passat tres anys\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/giropunt.cat\/#website\",\"url\":\"https:\/\/giropunt.cat\/\",\"name\":\"Giropunt Assessors\",\"description\":\"Acompanyament en el vostre cam\u00ed cap al creixement empresarial\",\"publisher\":{\"@id\":\"https:\/\/giropunt.cat\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/giropunt.cat\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/giropunt.cat\/#organization\",\"name\":\"Giropunt Assessors\",\"url\":\"https:\/\/giropunt.cat\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/giropunt.cat\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/giropunt.cat\/wp-content\/uploads\/2024\/03\/giropunt-header.png\",\"contentUrl\":\"https:\/\/giropunt.cat\/wp-content\/uploads\/2024\/03\/giropunt-header.png\",\"width\":908,\"height\":229,\"caption\":\"Giropunt Assessors\"},\"image\":{\"@id\":\"https:\/\/giropunt.cat\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/giropunt.cat\/#\/schema\/person\/a4ddc998c10c48cbf1c83b4b649defa7\",\"name\":\"Giropu_Admin\",\"sameAs\":[\"https:\/\/giropunt.cat\"],\"url\":\"https:\/\/giropunt.cat\/es\/author\/giropu_admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P\u00f2lisses covid: ja han passat tres anys - Giropunt Assessors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/giropunt.cat\/es\/polisses-covid-ja-han-passat-tres-anys\/","og_locale":"es_ES","og_type":"article","og_title":"P\u00f2lisses covid: ja han passat tres anys - Giropunt Assessors","og_description":"Si durant la pand\u00e8mia la vostra empresa va contractar una p\u00f2lissa de cr\u00e8dit de tres anys amb garantia ICO, se n'acosta el venciment. Vegueu com actuar","og_url":"https:\/\/giropunt.cat\/es\/polisses-covid-ja-han-passat-tres-anys\/","og_site_name":"Giropunt Assessors","article_published_time":"2023-12-12T16:03:57+00:00","article_modified_time":"2024-03-25T11:49:54+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg","type":"image\/jpeg"}],"author":"Giropu_Admin","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Giropu_Admin","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#article","isPartOf":{"@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/"},"author":{"name":"Giropu_Admin","@id":"https:\/\/giropunt.cat\/#\/schema\/person\/a4ddc998c10c48cbf1c83b4b649defa7"},"headline":"P\u00f2lisses covid: ja han passat tres anys","datePublished":"2023-12-12T16:03:57+00:00","dateModified":"2024-03-25T11:49:54+00:00","mainEntityOfPage":{"@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/"},"wordCount":612,"publisher":{"@id":"https:\/\/giropunt.cat\/#organization"},"image":{"@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage"},"thumbnailUrl":"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg","keywords":["Mercantil"],"articleSection":["Noticies"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/","url":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/","name":"P\u00f2lisses covid: ja han passat tres anys - Giropunt Assessors","isPartOf":{"@id":"https:\/\/giropunt.cat\/#website"},"primaryImageOfPage":{"@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage"},"image":{"@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage"},"thumbnailUrl":"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg","datePublished":"2023-12-12T16:03:57+00:00","dateModified":"2024-03-25T11:49:54+00:00","breadcrumb":{"@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#primaryimage","url":"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg","contentUrl":"https:\/\/giropunt.cat\/wp-content\/uploads\/2023\/12\/shutterstock574713295-1.jpg","width":1000,"height":667},{"@type":"BreadcrumbList","@id":"https:\/\/giropunt.cat\/polisses-covid-ja-han-passat-tres-anys\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/giropunt.cat\/"},{"@type":"ListItem","position":2,"name":"P\u00f2lisses covid: ja han passat tres anys"}]},{"@type":"WebSite","@id":"https:\/\/giropunt.cat\/#website","url":"https:\/\/giropunt.cat\/","name":"Giropunt Asesores","description":"Acompa\u00f1amiento en su camino hacia el crecimiento empresarial","publisher":{"@id":"https:\/\/giropunt.cat\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/giropunt.cat\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/giropunt.cat\/#organization","name":"Giropunt Asesores","url":"https:\/\/giropunt.cat\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/giropunt.cat\/#\/schema\/logo\/image\/","url":"https:\/\/giropunt.cat\/wp-content\/uploads\/2024\/03\/giropunt-header.png","contentUrl":"https:\/\/giropunt.cat\/wp-content\/uploads\/2024\/03\/giropunt-header.png","width":908,"height":229,"caption":"Giropunt Assessors"},"image":{"@id":"https:\/\/giropunt.cat\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/giropunt.cat\/#\/schema\/person\/a4ddc998c10c48cbf1c83b4b649defa7","name":"Giropu_Admin","sameAs":["https:\/\/giropunt.cat"],"url":"https:\/\/giropunt.cat\/es\/author\/giropu_admin\/"}]}},"_links":{"self":[{"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/posts\/1656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/comments?post=1656"}],"version-history":[{"count":13,"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/posts\/1656\/revisions"}],"predecessor-version":[{"id":3646,"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/posts\/1656\/revisions\/3646"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/media\/3643"}],"wp:attachment":[{"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/media?parent=1656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/categories?post=1656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/giropunt.cat\/es\/wp-json\/wp\/v2\/tags?post=1656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}